With medical costs spiraling out of control and the increase in shift to lifestyle diseases, healthcare today is at its all-time high in terms of treatment costs. In the event of an unforeseen illness, you may have no option other than to utilize your hard earned savings, built over lifetime. Finally, what’s more important than your health and what is the better way to protect it than with the right Health Insurance Plan. A Health Insurance plan ensures complete peace of mind and makes sure that you use your hard-earned savings for the real reasons – Be it your child’s higher education or his dream wedding, a well-deserved family vacation or just about anything you dreamed all your life.
For those who have a family, we recommend a family floater instead of a standalone policy, because with lower premium you can get Higher Sum assured for Family andthe probability of all family members needing hospitalization at one go is remote.
Even if your employer offers group medical insurance, get your own cover. A change of job or retirement could leave you without health insurance. Getting a fresh cover after Age 45 or older is difficult.